About Navi

Navi is on a mission to make finance simple, accessible, and affordable for a billion Indians. Guided by a strong customer-first approach, the company is building tech-first solutions that work at scale. Their offerings include a range of financial products and services across Loans, Insurance, Mutual Funds, Digital Gold, and UPI. Founded by Sachin Bansal & Ankit Agarwal in 2018, Navi is one of India’s fastest-growing financial services organizations.

About the Team

Navi’s Engineering team builds the backbone of our financial products—spanning lending, payments, insurance, investments, and debt management. We operate as cross-functional teams that work closely with Product, Data, and Business functions to deliver reliable, high-performance systems at scale. Our engineers focus on solving real-world challenges through scalable architecture, automation, and long-term thinking—ensuring every Navi product is built to serve millions efficiently and seamlessly.

About the Role

This role involves building and maintaining robust backend systems, solving real-world technical challenges, and optimizing performance. It requires strong foundations in clean coding practices, peer reviews, and agile development. Best suited for someone who values ownership, quality, and adaptability in a high-performance environment.

Responsibilities

• Implement assigned features and changes through performant and maintainable code, with appropriate test coverage (unit, contract, component).
• Understand the design and architecture of the component/service and implement low-level designs (LLDs) following best practices.
• Perform effective code reviews for peers.
• Consider customer experience and product performance in implementation.
• Develop awareness of how your work impacts key product metrics.
• Handle on-call responsibilities effectively within the team.
• Contribute to RCA discussions and support RCA documentation.
• Proactively gather and understand requirements for assigned features.
• Ask questions, clarify uncertainties, and document requirements accurately.
• Collaborate effectively with developers in the team to implement features with quality.

Requirements

Must Haves

• Proficiency in at least one of the following languages: Java, Go, or Kotlin.
• Solid understanding of object-oriented design, design patterns, and data structures.
• Experience in implementing algorithms to solve real-world problems.
• Proven track record in building and maintaining backend systems.
• Ability to troubleshoot and optimize backend systems for better performance.
• Learn and contribute to distributed system design under mentorship.
• Demonstrated expertise in unit testing, peer code reviews, and familiarity with agile methodologies.
• Good verbal and written communication and interpersonal skills.
• A history of delivering on-time with a focus on quality output.
• Emphasis on observability, ensuring systems are well-monitored and maintainable.
• At least 1+ years of software development experience.

Preferred Skills

• Familiarity with event-driven architectures and messaging systems (e.g., Kafka, RabbitMQ).
• Knowledge of security best practices for backend services and API endpoints.
• Ability to quickly adapt to new and complex development environments.
• Strong analytical skills with the ability to deep dive into technical challenges.